Agricultural Education for Sustainable growth, Entrepreneurial skills and Self reliance
Post independence, the focus of Government of India was to frame major policies based on equity along with growth in the agriculture sector. Although several efforts have been made towards economic and social stabilization over the past decades but the growth of agro-processing sector which is the focal point of second green revolution for value addition has not been encouraging till date. Farmers still lack access to adequate skill and knowledge in agro-processing sector and its linkage to market is very much poor especially in under developed states. Though the small families has increased their desire level of productivity enhancement but they are unable or ignorant how quality has to be linked with market for better premium due to lack of knowledge and skill. With increase in production, the needs of the day to translate its effect in the process of production is missing. Entrepreneurship is into help a shift which may turn the focus of local government on locally available resources and encourage people to start an enterprise with their idea and creativity. Generally small, and initially financed and operated by a handful of founders or one individual, entrepreneurship are aimed to help bring a shift from agriculture to agribusiness to revitalize Indian agriculture and to make it a more attractive and profitable venture. Among educated agricultural youth, the problem of unemployment can have serious repercussions in terms of social instability which, in turn, may affect governance and growth adversely.
The Effect of Insurance Knowledge on the sales of Insurance
Farzaneh Haghighat Nia
The world we live in is full of uncertainties and risks. Individuals, families, businesses, properties and assets are exposed to different types and levels of risks, So the importance of insurance is imperative for everyone.
As regards that there have been few investigations about the effect of education on the sales of insurance; the insurance market suffers from a lack of study about the effect of insurance knowledge on the sales of insurance. Hence, for the first time, this research investigates about the effect of insurance knowledge (individuals who have knowledge of insurance either their education or their occupation is related to insurance), as a substantial factor, on the sales of insurance in Iran. Our main hypothesis is that the insurance knowledge has the positive effect on the sales of insurance. In order to test this hypothesis, we consider travel insurance. In the first step, we test the effect of risk avoidance along with other individualâ€™s characteristics such as gender, age, marital status, occupation, education, Individual travel, group travel, air travel, maritime trip and land trip on the sales for travel insurance. Then in the second step, for investigating about the effect of insurance knowledge, we divide the population of interest into two groups, one with insurance knowledge and another one without insurance knowledge and compare risk aversion level of these two groups. The methodology of use in this study, questionnaires that gathered from stratified random sampling and applying logistic regression model. The results indicate that risk avoidance has a positive relationship with travel insurance sales. In addition, risk avoidance level is higher in a group with insurance knowledge. Hence, insurance knowledge has a positive relationship with travel insurance sales.