E-BANKING CHALLENGES AND OPPORTUNITIES IN THE INDIAN BANKING SECTOR

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Bilal Mustafa Khan, S. H. (2013). E-BANKING CHALLENGES AND OPPORTUNITIES IN THE INDIAN BANKING SECTOR. Innovative Journal of Business and Management, 2(04). Retrieved from http://innovativejournal.in/index.php/ijbm/article/view/421
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Abstract

Cyber banking is a progressive technology in India but its endorsement is very low as 70 percent population belongs to rural areas and 30 percent reside in urban. Banks are investing huge amount of money to increase the diffusion of cyber banking therefore it is the need of time to know the real causes of its low penetration. In this paper an attempt has been made to know the objections which are facing by banks and also to find out the impact population vital statistics like Education, age, occupation and income. How they are influencing the adoption of cyber banking in India. To find out the impact of all these variables a structured questionnaire has been prepared a through a systematic survey which was conducted at the NCR. The number of respondents were 300 belongs to heterogeneous population .The Chi-Square test was used to interpret the hypothesis the result illustrates population vital statistics impel the adoption of online banking.

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