A STUDY ON COMPREHENSIVE PROBLEMS OF HDFC & SBI HOME LOAN TAKERS IN ANDHRA PRADESH STATE

Cite this:
Rao, S. (2013). A STUDY ON COMPREHENSIVE PROBLEMS OF HDFC & SBI HOME LOAN TAKERS IN ANDHRA PRADESH STATE. Innovative Journal of Business and Management, 2(05). Retrieved from https://innovativejournal.in/index.php/ijbm/article/view/11
© 2022 Interactive Protocols
RIGHTS & PERMISSIONS
Article Views
633
Altmetric
1
Citations
-
LEARN ABOUT THESE METRICS
   PDF  

Abstract

The urban poor, with their low incomes, uncertain employment and low assets, have been side-lined by commercial banks who do not find them bankable. In order to rectify this situation, there is a need for a supportive role on the part of the government and commercial banks and a streamlining developmental role on the part of community based financial initiatives. The Indian housing finance sector has failed to promote housing development across the country. In its desire to stabilize itself mainly in the major urban areas, the housing finance has largely neglected issues of the housing sector in rural and less–developed regions. Further, the financial housing needs of a large segment of the population are not being addressed. They continue to rely on informal sources for housing finance. This paper describes and analyses the perceptions and problems of home loan takers in Andhra Pradesh State. It offers policy options to make the housing finance more effective in addressing the hitherto neglected segment, the rural and less–developed region.

KEYWORDS:

 Special Issue

Article Metrics Graph

Chart Graph | Range Graph

Content

Section

Source

License

COPYRIGHT AGREEMENT AND AUTHORSHIP RESPONSIBILITY

 

All paper submissions must carry the following duly signed by all the authors:

“I certify that I have participated sufficiently in the conception and design of this work and the analysis of the data (wherever applicable), as well as the writing of the manuscript, to take public responsibility for it. I believe the manuscript represents valid work. I have reviewed the final version of the manuscript and approve it for publication. Neither has the manuscript nor one with substantially similar content under my authorship been published nor is being considered for publication elsewhere, except as described in an attachment. Furthermore I attest that I shall produce the data upon which the manuscript is based for examination by the editors or their assignees, if requested.”