COVID -19 pandemic is severally impacting the world economy, no exception in India. Indian economy is in more worst ever deceleration phases even before the covid-19 pandemic GDP growth fell continuously for eight quarters. Lack of planning and preparation by the Central government for tackling the COVID-19 pandemic has dealt a massive blow to India's economy and has caused enormous hardships to the working people of the country. All sectors of the Indian economy are affected in their way. This paper examines about agricultural section, at the macro level this sector was affected less compared with different sectors, but at the micro-level, it is unimaginable losses and problems are faced by the farmers especially the small and marginal farmers. The aim of this paper to reveal the financial conditions and challenges faced by small and marginal farmers’ special reference to agricultural production, marketing, and public procurement related to Karnataka state and resilience strategies to stand with this disruption situation.